RDA – Roshan Equity Investment Account (REI)

Investment in Pakistan Stock Market through

Roshan Equity Investment Account

Introducing the Roshan Equity Investment Account, the first and only investment account that overseas Pakistanis can open through Roshan Digital Account. Roshan Equity Investment Account offers NRPs an excellent opportunity to invest in the capital market and potentially benefit from competitive returns. You can select from a wide array of conventional and Shariah-compliant Stocks, Bonds, ETFs, and Govt. Securities that are traded on the Pakistan Stock Exchange by opening a Roshan Equity Investment Account with any of the designated brokerage houses.

Below is the step-by-step process to open an account and start investment

  1. Open your Roshan Digital Account (or log in to your existing RDA account)
  2. Select the Roshan Equity Investment Account Option in your RDA Portal/app
  3. Select your preferred brokerage house & accept the terms & conditions
  4. Transfer funds to your Roshan Equity Investment Account (CDC Account)
  5. Start Investing

Abbasi & Company (Pvt) Limited

AKD Securities Limited

Alfalah CLSA Securities Limited

Arif Habib Limited

BMA Capital Management Limited

Darson Securities Limited

Float Securities (Private) Limited

Integrated Equities Limited

JS Global Capital Limited

Ktrade Securities Limited

MRA Securities Limited

Munir Khanani Securities Limited

Topline Securities Limited

Unex Securities (Private) Limited

Zahid Latif Securities Limited

Aba Ali Habib Securities (Private) Limited

Adam Securities Limited

Akik Capital (Private) Limited

AL Habib Capital Markets (Pvt.) Limited

Alfa Adhi

Amanah Investments Limited

Askari Securities Limited

Azee Securities Pvt. Limited

BIPL Securities Limited

Cedar Capital Pvt. Limited

Chase Securities Pakistan (Private) Limited

Dawood Equities Limited

EFG-HERMES Pakistan Limited

Fawad Yusuf Securities (Pvt) Limited

FDM Capital Securities (Pvt.) Limited

First National Equities Limited

Fortune Securities Limited

Foundation Securities (Pvt.) Limited

Habib Metropolitan Financial Services Limited

IGI Finex Securities Limited

Insight Securities (PVT) Limited

Intermarket Securities Limited

Ismail Iqbal Securities (Pvt.) Ltd.

Multiline Securities Pvt Limited

Next Capital Limited

Optimus Capital Management (Pvt.) Limited

Pasha Securities (Pvt) Ltd

Pearl Securities Limited

R.T. Securities (PVT) Limited

Rahat Securities Limited

S.D. MIRZA SECURITIES (PRIVATE) LIMITED

Shajarpak Securities (Pvt.) Ltd.

Sherman Securities (Pvt.) Limited

Spectrum Securities Limited

Standard Capital Securities (PVT) Limited

Summit Capital (Pvt.) Limited

Tariq Vohra Securities (Pvt.) Ltd

Taurus Securities Limited

Trust Securities & Brokerage Limited

Vector Securities (Pvt.) Limited

WE Financial Services Limited

Y.H. Securities (Pvt.) Limited

Yasir Mahmood Securities (Pvt) Limited

Zafar Securities (Private) Limited


Bank Alfalah Limited

Dubai Islamic Bank

Faysal Bank Limited

Habib Bank Limited

MCB Bank Limited

Meezan bank Limited

Samba Bank Limited

United Bank Limited

Habib Metropolitan Bank Limited

The Bank of Punjab

Allied Bank Limited

Bank Al-Habib Limited

JS Bank Limited


Investing in Stock Market through
Roshan Digital Account

Roshan Digital Account holders can easily opt to invest in Pakistan’s stock market by selecting Roshan Equity Investment Account on the bank’s website / portal / app and taking the following three further steps:

After the aforementioned steps, Central Depository Company (CDC) will
facilitate for the following:

It is important to note that the selected Bank and Broker may ask for additional information / documents, if required.

After deposit of funds in the cash account, Roshan Equity Investment Account holders will be able to invest in the stock market through the trading app provided by their broker.


Buy and Sell Transactions

The Buy and Sell Transactions will take place as follows:



Frequently Asked Questions (FAQs) - Roshan Equity Investment (REI) Account

A: Roshan Digital Account provides an opportunity for Non-Resident / Overseas Pakistanis to remotely open a bank account with SBP designated Pakistani banks through an entirely digital and online process. This account will enable them to avail banking services like funds transfer, remittances, bills & fee payments, and invest in various instruments including stocks / shares.

A: Roshan Digital Account allows multiple options for investment which are as follows:

Shares quoted on the stock exchange in Pakistan.

Pakistani-rupee denominated Deposit products of the banks maintaining the account.

Pakistani rupee-denominated debt securities of Government of Pakistan (including Pakistani-rupee Naya Pakistan Certificates, T-bills, PIBs, Sukuk and any other registered securities of the government as notified from time to time).

Residential and commercial real estate

A: A Roshan Equity Investment account is opened on behalf of the investor with a securities broker and is used for trading in shares.

A: To view the list of banks that are offering the option to invest in Pakistan Capital Market through Roshan Digital Account, please click on the following link:

https://www.psx.com.pk/psx/resources-and-tools/investors/investing-on-psx-from-overseas

A: First, you have to select “Roshan Equity Investment” on your bank’s portal / website / app. With the following three further steps, you can start investing in Pakistan Stock Market through Roshan Digital Account:

Click on the ‘Consent’ tab to share Roshan Digital Account details with Central Depository Company (CDC) and other capital market entities.

Click ‘I Agree’ to Terms and Conditions for Investing in Pakistan Capital Market. Selection of Broker.

A: You will receive an ‘Acknowledgement Email’ from CDC as soon the consent and information from your bank is received.

A: In 24 hours of receiving the acknowledgement mail from CDC and if your Information/ credentials were found complete and correct, you will receive an Account Opening Package email from CDC, comprising of the following actions and details:

  1. Opening of your Roshan Equity Investment account with your selected broker.
  2. Creation and Registration of your Unique Identification Number (UIN).
  3. Opening of your Custody Account (CDC Account).
  4. Activation of Direct Settlement Service (DSS) in your Investor Account (if you have opted for the same).
  5. Creation of your CDC Web Access Login ID and Password.

A: In order to authenticate each trade and transaction executed in the stock market, NCCPL registers investors by assigning a Unique Identification Number (UIN). Registered UINs are provided to the stock exchange by NCCPL and it is mandatory for brokers to enter UIN while trading.

A: A Custody Account is a shares custody account opened with CDC.

A: Direct Settlement Service (DSS) is a web-based service through which IAS Account Holders can settle their trades executed at Stock Exchange directly through their respective IAS Account. Investors have to contact the broker only for the execution of trades. Further details about Direct Settlement Service are available on the following link:

https://www.cdcpakistan.com/businesses/others/direct-settlement-services/

A: You will be contacted directly by your broker regarding its Fee and Commission Structure and other trading details. Please note that before the opening of your Roshan Equity Investment accont, broker will perform its own due diligence and may ask for more details / information.

A: Before you initiate your first trade, you have to initiate a Fund Transfer request from your Roshan Digital Account to CDC Bank Account maintained with your bank (details of which were provided with the Account Opening Package).

A: You can purchase shares through broker’s online trading app / portal easily within the amount transferred by you to CDC.

A: At T+2 (2 business days after transaction), CDC will pay cash on your behalf against the purchase and will receive shares in your CDC Account. CDC will notify you about the transaction.

A: You can sell your already purchased shares through your broker’s online trading app / portal easily.

A: At T+2 (2 business days after transaction), CDC will transfer the shares out of your CDC Account and will receive cash on your behalf, which will be readily available for any further transactions.

A: All Corporate Action entitlements will be credited in your CDC Account. Your Cash Dividends will also be made available with CDC. All information regarding Corporate Actions will be provided to your bank and will be available to you through CDC Access web portal and app.

A: CDC will pay your broker’s commission from the cash transferred by you from your Roshan Digital Account to CDC bank account.

A: NCCPL charges are applicable on the clearing of trades and will be deducted by CDC, details which will be provided to you. For schedule of NCCPL’s fee and charges, please refer to www.nccpl.com.pk

A: No, this service is FREE-OF-COST for Overseas Pakistanis.

Investment in Pakistan Stock Market
through

Roshan Equity Investment Account

Introducing the Roshan Equity Investment Account, the first and only investment account that overseas Pakistanis can open through Roshan Digital Account. Roshan Equity Investment Account offers NRPs an excellent opportunity to invest in the capital market and potentially benefit from competitive returns. You can select from a wide array of conventional and Shariah-compliant Stocks, Bonds, ETFs, and Govt. Securities that are traded on the Pakistan Stock Exchange by opening a Roshan Equity Investment Account with any of the designated brokerage houses.

  • Roshan Equity Investment (REI) Account

    Frequently Asked Questions (FAQs)

  • Download

    List of Brokerage Firms

  • Download

    List of Banks

  • Below is the step-by-step process to open an account and start investment

    1. Open your Roshan Digital Account (or log in to your existing RDA account)
    2. Select the Roshan Equity Investment Account Option in your RDA Portal/app
    3. Select your preferred brokerage house & accept the terms & conditions
    4. Transfer funds to your Roshan Equity Investment Account (CDC Account)
    5. Start Investing

    Abbasi & Company (Pvt) Limited

    AKD Securities Limited

    Alfalah CLSA Securities Limited

    Arif Habib Limited

    BMA Capital Management Limited

    Darson Securities Limited

    Float Securities (Private) Limited

    Integrated Equities Limited

    JS Global Capital Limited

    Ktrade Securities Limited

    MRA Securities Limited

    Munir Khanani Securities Limited

    Topline Securities Limited

    Unex Securities (Private) Limited

    Zahid Latif Securities Limited

    Aba Ali Habib Securities (Private) Limited

    Adam Securities Limited

    Akik Capital (Private) Limited

    AL Habib Capital Markets (Pvt.) Limited

    Alfa Adhi

    Amanah Investments Limited

    Askari Securities Limited

    Azee Securities Pvt. Limited

    BIPL Securities Limited

    Cedar Capital Pvt. Limited

    Chase Securities Pakistan (Private) Limited

    Dawood Equities Limited

    EFG-HERMES Pakistan Limited

    Fawad Yusuf Securities (Pvt) Limited

    FDM Capital Securities (Pvt.) Limited

    First National Equities Limited

    Fortune Securities Limited

    Foundation Securities (Pvt.) Limited

    Habib Metropolitan Financial Services Limited

    IGI Finex Securities Limited

    Insight Securities (PVT) Limited

    Intermarket Securities Limited

    Ismail Iqbal Securities (Pvt.) Ltd.

    Multiline Securities Pvt Limited

    Next Capital Limited

    Optimus Capital Management (Pvt.) Limited

    Pasha Securities (Pvt) Ltd

    Pearl Securities Limited

    R.T. Securities (PVT) Limited

    Rahat Securities Limited

    S.D. MIRZA SECURITIES (PRIVATE) LIMITED

    Shajarpak Securities (Pvt.) Ltd.

    Sherman Securities (Pvt.) Limited

    Spectrum Securities Limited

    Standard Capital Securities (PVT) Limited

    Summit Capital (Pvt.) Limited

    Tariq Vohra Securities (Pvt.) Ltd

    Taurus Securities Limited

    Trust Securities & Brokerage Limited

    Vector Securities (Pvt.) Limited

    WE Financial Services Limited

    Y.H. Securities (Pvt.) Limited

    Yasir Mahmood Securities (Pvt) Limited

    Zafar Securities (Private) Limited


    Bank Alfalah Limited

    Faysal Bank Limited

    Habib Bank Limited

    MCB Bank Limited

    Meezan bank Limited

    Samba Bank Limited

    United Bank Limited

    Dubai Islamic Bank

    Habib Metropolitan Bank Limited

    The Bank of Punjab

    Allied Bank Limited

    Bank Al-Habib Limited

    JS Bank Limited


    Investing in Stock Market through Roshan Digital Account

    Roshan Digital Account holders can easily opt to invest in Pakistan’s stock market by selecting Roshan Equity Investment Account on the bank’s website / portal / app and taking the following three further steps:


    ConstentCONSENT

    Clicking on the ‘Consent’ tab to share Roshan Digital Account details with Central Depository Company (CDC) and other capital market entities

    ConstentI AGREE

    Clicking ‘I Agree’ to Disclaimer / Terms and Conditions for Investing in Pakistan Capital Market

    ConstentBROKER

    Select broker from the designated brokerage houses list

    After the aforementioned steps, Central Depository Company (CDC) will facilitate for the following:


    Trading Account Unique Identification Custody Account Depository Company

    It is important to note that the selected Bank and Broker may ask for additional information / documents, if required.

    After deposit of funds in the cash account, Roshan Equity Investment Account holders will be able to invest in the stock market through the trading app provided by their broker.


    Buy and Sell Transactions

    The Buy and Sell Transactions will take place as follows:

    Buy Transaction

    Buy Transaction

    Sell Transaction

    Buy Transaction

    Frequently Asked Questions (FAQs) - Roshan Equity Investment (REI) Account


    A: Roshan Digital Account provides an opportunity for Non-Resident / Overseas Pakistanis to remotely open a bank account with SBP designated Pakistani banks through an entirely digital and online process. This account will enable them to avail banking services like funds transfer, remittances, bills & fee payments, and invest in various instruments including stocks / shares.

    A: Roshan Digital Account allows multiple options for investment which are as follows:

    Shares quoted on the stock exchange in Pakistan.

    Pakistani-rupee denominated Deposit products of the banks maintaining the account.

    Pakistani rupee-denominated debt securities of Government of Pakistan (including Pakistani-rupee Naya Pakistan Certificates, T-bills, PIBs, Sukuk and any other registered securities of the government as notified from time to time).

    Residential and commercial real estate

    A: A Roshan Equity Investment account is opened on behalf of the investor with a securities broker and is used for trading in shares.

    A: To view the list of banks that are offering the option to invest in Pakistan Capital Market through Roshan Digital Account, please click on the following link:https://www.psx.com.pk/psx/resources-and-tools/investors/investing-on-psx-from-overseas

    A: First, you have to select “Roshan Equity Investment” on your bank’s portal / website / app. With the following three further steps, you can start investing in Pakistan Stock Market through Roshan Digital Account:

    Click on the ‘Consent’ tab to share Roshan Digital Account details with Central Depository Company (CDC) and other capital market entities.

    Click ‘I Agree’ to Terms and Conditions for Investing in Pakistan Capital Market. Selection of Broker.

    A: You will receive an ‘Acknowledgement Email’ from CDC as soon the consent and information from your bank is received.

    A: In 24 hours of receiving the acknowledgement mail from CDC and if your Information/ credentials were found complete and correct, you will receive an Account Opening Package email from CDC, comprising of the following actions and details:

    1. Opening of your Roshan Equity Investment account with your selected broker.
    2. Creation and Registration of your Unique Identification Number (UIN).
    3. Opening of your Custody Account (CDC Account).
    4. Activation of Direct Settlement Service (DSS) in your Investor Account (if you have opted for the same).
    5. Creation of your CDC Web Access Login ID and Password.

    A: In order to authenticate each trade and transaction executed in the stock market, NCCPL registers investors by assigning a Unique Identification Number (UIN). Registered UINs are provided to the stock exchange by NCCPL and it is mandatory for brokers to enter UIN while trading.

    A: A Custody Account is a shares custody account opened with CDC.

    A: Direct Settlement Service (DSS) is a web-based service through which IAS Account Holders can settle their trades executed at Stock Exchange directly through their respective IAS Account. Investors have to contact the broker only for the execution of trades. Further details about Direct Settlement Service are available on the following link:

    https://www.cdcpakistan.com/businesses/others/direct-settlement-services/

    A: You will be contacted directly by your broker regarding its Fee and Commission Structure and other trading details. Please note that before the opening of your Roshan Equity Investment accont, broker will perform its own due diligence and may ask for more details / information.

    A: Before you initiate your first trade, you have to initiate a Fund Transfer request from your Roshan Digital Account to CDC Bank Account maintained with your bank (details of which were provided with the Account Opening Package).

    A: You can purchase shares through broker’s online trading app / portal easily within the amount transferred by you to CDC.

    A: At T+2 (2 business days after transaction), CDC will pay cash on your behalf against the purchase and will receive shares in your CDC Account. CDC will notify you about the transaction.

    A: You can sell your already purchased shares through your broker’s online trading app / portal easily.

    A: At T+2 (2 business days after transaction), CDC will transfer the shares out of your CDC Account and will receive cash on your behalf, which will be readily available for any further transactions.

    A: All Corporate Action entitlements will be credited in your CDC Account. Your Cash Dividends will also be made available with CDC. All information regarding Corporate Actions will be provided to your bank and will be available to you through CDC Access web portal and app.

    A: CDC will pay your broker’s commission from the cash transferred by you from your Roshan Digital Account to CDC bank account.

    A: NCCPL charges are applicable on the clearing of trades and will be deducted by CDC, details which will be provided to you. For schedule of NCCPL’s fee and charges, please refer to www.nccpl.com.pk

    A: No, this service is FREE-OF-COST for Overseas Pakistanis.